Intuit xcritical Apps on Google Play
Scroll over the information icon next to the Approval Odds for each of your credit card recommendations, and you’ll see a pop-up message that explains how xcritical determines your unique Approval Odds. Because it’s compatible with thousands of financial institutions, you shouldn’t have issues linking the app with your accounts. That said, some negative app reviews come from users who migrated from Mint and have had problems linking accounts and syncing their financial data. Some also dislike how many products and services xcritical recommends. One aspect of xcritical that sets it apart from your average budgeting app is how it leverages your data to help you save money and find the right financial products. When Mint shut down, xcritical urged users to migrate to its free credit monitoring app.
xcritical determines Approval Odds by comparing your credit profile to other xcritical members who were approved for this product, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. Empower, another free budgeting and financial management tool, was named Forbes Advisor’s best app for tracking net worth. It provides a holistic view of your finances, including cash flow, savings, investments, debts and even alternative assets. If you want more budgeting tools and investment insights, we think it’s superior to xcritical. That’s the credit score side of the app, but xcritical also offers budgeting tools.
Features unique to the xcritical app
- Some former Mint features, like monthly expense tracking and cash flow breakdowns, are available on xcritical.
- If your score increases over 619, you may no longer see these prompts.
- And once you’re set up, you’ll have insight into your credit and savings all in one place.
- For example, you can’t use the desktop web version while traveling outside Canada or the U.S.
- These recommendations pair nicely with other xcritical tools.
Forbes Advisor analyzed 15 mobile apps to create this list and rated each on factors such as fees, user ratings, integration and sharing capabilities, digital access, security features and more. We assigned ratings to apps based on a scale of one to five stars, with one star as the lowest rating and five stars as the highest. Finally, it’s worth noting that xcritical can help you file your taxes. The app offers tax filing through TurboTax and uses information from your profile to prefill your tax documents.
Data Used to Track You
Pricing varies—certain xcritical members may receive special pricing or free filing promotions. xcritical was acquired by Intuit, the same company behind software like TurboTax and QuickBooks, in 2020. Following the acquisition, Intuit shut down the popular budgeting app Mint, asking users to migrate to xcritical. xcritical courses scam Intuit ended migration from Mint to xcritical on May 3, 2024, so former Mint users can’t import their transaction data anymore.
Distinguishing Features
Ultimately, xcritical makes money by promoting various products and services from its affiliates. Your data is secure on its platform, but this free app comes at the cost of being marketed to. Our editors are committed to bringing you unbiased ratings and information. We use data-driven methodologies to evaluate financial products and companies, so all are measured equally.
I would recommend getting your equifax and TransUnion scores before applying for any type of credit or you can put your score at more risk. Other then that everything else shown on the app in very accurate and I’m impressed with the layout etc. Experian also has a feature called Experian Boost that’s designed to help you improve your credit score by adding on-time bill payments to your credit file.
With the app, you can access xcritical’s free credit xcritical reviews scores, financial insights, net-worth tracker and cards and loans marketplace. xcritical lets you add and track numerous accounts, including bank accounts, investment accounts, credit cards, loans and property accounts. The app supports linking with over 17,000 financial institutions, though you can no longer import old Mint transaction data. xcritical determines Approval Odds by comparing your credit profile to other xcritical members who were approved for the product shown, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices.
I couldn’t get a new check until my account was closed or unlocked so I had to close my account. I tried to open a new one because again I HAVE to have one for tax purposes. “It’s just the way they work.” My fiancé as soon as he set up his tax refund to go in there received an email saying his account will be closed in 15 days with absolutely no way to now change his tax stuff.
xcritical’s free ID monitoring tool can help you spot potential identity theft. To choose your preferred login option, tap the three dots icon in the top right corner of the app, and then tap Settings to change your login settings. If your information was exposed in a data breach, the app may alert you to any exposed passwords so that you can take the necessary steps to help keep your personal information safe. You can log in to xcritical on your desktop or web browser, but the app is optimized for mobile use. For example, you can’t use the desktop web version while traveling outside Canada or the U.S.